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Breakdown Cover Explained

Breakdown cover

With our breakdown cover, you can be confident our provider will get you and your passengers back on the road fast.

Please find below a summary of the cover offered by our provider:

Roadside Assistance & Local Recovery

A trained mechanic will come out to get you back on the road at the scene of the breakdown. If the vehicle can’t be fixed at the roadside, you will be recovered to a local garage.

Nationwide Recovery

Recovery of your vehicle and passengers to any single destination within policy limits. A replacement vehicle or overnight accommodation can be arranged where appropriate.


Providing you with total peace of mind should your vehicle need assistance at or within one mile of your home.

European Breakdown

Thanks to an extensive European network we are able to offer comprehensive levels of cover across the continent including Roadside Assistance, Recovery, Onward Transportation, and Vehicle Repatriation.

Misfuelling Cover

If you put the wrong fuel in your vehicle we will arrange and pay for your vehicle to be drained and flushed of the contaminated fuel and refueled with up to 10 litres of the correct fuel. In addition, up to £1500 cover is provided in the event that damage is caused to the engine.

Additional Benefits


Cover available for Cars, Vans, Motorcycle, Taxis, and Driving Instructors.


The cover relates to the vehicle, so any driver is covered.


Cover extended to caravan and trailers attached to the vehicle.


Up to £50 cover for vehicle keys which are lost or stolen.


Full range of cover options available, including vehicles up to 7.5T in weight.


24hr service provided 365 days per year with a maximum of six callouts throughout the duration of your annual policy.


Exclusive access to the Road Rescue App!

Why choose Cheaper Insurance Direct


Friendly UK based call centre with no long wait times


Honest upfront advice


In business over 20 years and FCA authorised


Able to speak to the same customer adviser


Cover to suit customers’ needs

Our Customers

Delighted with Cheaper Insurance Direct! The car insurance they found me was £350 cheaper than the best quote on a well-known comparison site. Brilliant job and brilliant on the pocket.

They were very helpful and quickly got back to me with a fantastic quote for my car insurance

They helped me to find the right cover, and got me an incredible deal…. saving me a good bit of money. They also took the time to help me understand the policy. Not only did this save me money, but it has saved me time too. Highly recommend Cheaper Insurance Direct for all your insurance needs.