Save time and money

Get a cheaper quote from top insurers

Our Free Quote Promise

We’ll call you back within one working hour with our best price.
We think you’ll love it: but if you don’t, there’s no obligation to buy and no fee.

Travel Insurance Explained

What is travel insurance?

Travel Insurance covers medical expenses, trip cancellations or delays, lost or stolen baggage and personal liability while you are travelling. There are various different types of cover available depending on the activities you will be doing and the length of your trip. You will also need different cover depending if you need cover for a single trip, multiple trips, backpacking or cruises.

Why do I need travel insurance?

Accidents do happen and things can go wrong while you are away which can lead to costly bills. Travel insurance is there for peace of mind so that if this does happen then you are properly covered.

Almost 1 in 4 people don’t take out travel insurance for their holidays. However, they probably should have, when you consider that travel insurance paid out £370m in 591,000 claims last year, according to the Association of British Insurers (ABI)

If you have pre-existing medical conditions as well it is very important to declare these otherwise it could make it difficult to make a claim.

Why choose Cheaper Insurance Direct

Z

Friendly UK based call centre with no long wait times

Z

Honest upfront advice

Z

In business over 20 years and FCA authorised

Z

Able to speak to the same customer adviser

Z

Cover to suit customers’ needs

Z

Cheaper Insurance Direct is ISO9001 accredited demonstrating our ability to maintain high standards and consistently provide products and services that meet customer and regulatory requirements

COVID-19 cover available:

Cancellation within 14 days of your trip should you test positive

Emergency medical and repatriation costs if you become unwell with COVID-19

Curtailment if a close relative passes from COVID-19 back home.

Curtailment if you test positive for the virus or are medically quarantined for 24+ hours whilst in destination.

Curtailment if you test positive upon arrival at your destination.

Curtailment if you test positive for COVID-19 at your outward departure point and are not allowed to go on your trip.

Level of cover is dependent on the insurer, cover will be discussed when obtaining a quote from Cheaper Insurance Direct

Tips when claiming on your travel insurance

  • Report lost or stolen belongings to the local police station within 24 hours of them going missing. If this isn’t possible tell someone else such as your tour rep, hotel manager or transport provider and get a written report. Make sure you get a reference/incident number.
  • Always take your policy number and emergency contact telephone number with you when you travel.
  • If a problem happens while you’re away, keep receipts for everything you need to buy to support your claim.
  • If possible, get your insurer to agree to medical treatment before it’s carried out.
  • Always tell your insurer about an existing health problem before you take out insurance, or you may not be covered.

What our customers say about us

We’ve got your insurance needs covered

Car
Insurance

Van
Insurance

Home
Insurance

Life
Insurance

Motorbike
Insurance

Travel
Insurance

Breakdown
Cover

Pet
Insurance